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The My One Money Card

The My One Money Card is a unique benefit to you, as an active member of The University of Montana community. The My One card can be used at any Debit MasterCard location. Benefits of using the My One Money Card and OneAccount include:

  • Get access to payroll or refunds faster
  • Earn rewards for purchases
  • All this and more when you use the My One Money Card and OneAccount

The My One Money Card OneAccount

A Customized Bank Account Provided to You through UM
When funds are deposited to the OneAccount, your My One Money Card becomes a powerful Debit MasterCard® accepted at stores worldwide. Your OneAccount gives you the convenience of a universally accepted debit card with the budgeting control of a checking account—you'll no longer need to carry cash.


Direct Deposit of University Refunds

There are multiple options provided to you for choosing how to receive your refunds. If you choose to receive your funds electronically by direct deposit into your Higher One account, you'll receive your money in the fastest way possible!


Pay Anywhere with Debit MasterCard® Spending Power

Your new My One Money Card and OneAccount give you the power to pay wherever MasterCard® is accepted: at millions of locations worldwide. 


Pay On-Campus

This feature is currently not available.

With the Campus AutoLoad feature, you have the option to request that funds from your My One Money Card OneAccount be automatically transferred to your Flex Account (currently unavailable) to cover on-campus purchases.


Be Rewarded When You Shop

You may be eligible to earn OneRewards when you use your My One Money Card at participating merchants.


24-Hour Online Banking

The My One Money Card OneAccount gives you the tools to do all your banking online—anytime.


Access Your Money Faster and More Easily

With the Direct Deposit and E-Check features, payments are received almost instantaneously.


Get Cash On-Campus and Off-Campus

With Debit MasterCard® spending power, you won't need cash often—but if you do, getting it is quick and easy through an ATM.